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United Insurance Group’s Earthquake Program Receives Financial Rating Upgrade

United Insurance Group‘s Earthquake Program received a bump in ratings earlier this year.  Their Earthquake program carrier Golden Bear Insurance Company received a Financial Rating...

Why is homeowners insurance important?

If you are getting, or already have, a mortgage on your home, your lender requires that you have homeowners insurance. So, no home insurance =...

First Time Home Buyers: Importance of Using a Loan Officer

Jeannene Arnell and Craig Oborn, of the Arnell & Oborn Team, are experienced loan officers with Academy Mortgage in Draper, Utah. I have worked with...

When should I add my kids to my auto insurance policy?

Getting your driver’s license is a fun an exciting time for many people. When your child gets their learner’s permit, along with teaching them to...

What does an HO-6 Condo Policy Cover?

An HO-6 Condo insurance policy as homeowners insurance for condo and townhome owners. An HO-6 policy will provide similar coverage as a traditional homeowners insurance...

How to Prepare for Your First Mortgage – Apply Now!

Kris Duffield is a mortgage expert who has helped many first home buyers  with the question : How to Prepare for Your First Mortgage ,...

Are other people covered if they borrow my car?

The standard answer is Yes… with some limitations. Your Utah Auto Insurance Policy allows for the permissive use of your vehicle (you gave them permission...

What is HOA Insurance?

HOA Insurance typically refers to the Master HOA insurance policy. Your HOA is responsible for carrying out a master insurance policy to insure the common...

Am I required to have Home Insurance?

The simple answer is YES! The easy answer is, even if you’re not required to have it, I’d highly recommend you have it. In fact,...

Why do my auto insurance rates go up every year?

There is no quick answer to this question that applies to everyone across the board. Each individual or family may have different circumstances that affect...